Many people are pinching pennies right now. As a result, visiting a dentist isn’t at the top of most people’s priority lists. If you’ve been putting off seeing your dentist because money is tight, your good intentions are increasing your risk of costly dental treatments. You don’t have to take the risk if you have dental insurance. Your policy gives you access to the affordable services you need to preserve your smile, but time is running out to use your coverage. Your benefits will expire at the end of the year. Here’s why now’s the perfect time to visit your dentist to reduce your long-term oral health expenses.
Stop Common Dental Issues
Did you know 91% of adults have cavities and 50% of Americans have gum disease? Both are leading causes of tooth loss, despite being preventable. Besides brushing and flossing, the American Dental Association recommends a cleaning and checkup every 6 months to keep cavities and gum disease at bay. Research has found that every $1 spent on prevention can save up to $50 on restorative and emergency services.
You don’t have to skip your semi-annual appointments if you’re cutting back your expenses. Paying your monthly premiums allows you to benefit from 100% preventive coverage. You can get the cleanings and checkups you need after a copayment.
Avoid Dental Emergencies
1 in 6 Americans has a dental emergency annually, many of which result from underlying problems, like an infected tooth. If you delay dental work because you’re concerned about the cost, you’re opening the door for a dental emergency. The longer you wait to have the issue treated, the more you’re going to have to pay later. Not to mention, you might lose your tooth.
You don’t have to stress about a large bill because your dental insurance covers 80% of the expense for common minor restorative procedures, so you can treat the issue early. If you wait too long, your insurance will only cover 50% of major restorative treatments, so you’ll pay more out-of-pocket.
Dental Insurance Doesn’t Last Forever
Your dental benefits will reset at the end of the year, and you’ll lose anything you haven’t used. Less than 3% of Americans meet or exceed their annual limits, which means you could throw hundreds to thousands of dollars down the drain. Not to mention, you won’t be reimbursed for your premiums or deductibles.
Don’t throw money away. Your dentist will help you maximize your dental insurance to achieve your best smile. You’ll invest in your oral health and have fewer dental bills down the road.
About Dr. Jerry Janzen
Dr. Janzen achieved his dental degree from the University of Saskatchewan and has regularly continued his education to provide advanced services, like orthodontics, endodontics, and dental implants. He accepts many dental insurances to keep his services affordable. If you need an appointment before the end of the year, contact our office today.